PORTAL LOGIN
Insights

Strategic Insights

Market and strategy perspective, research-led commentary to support clearer property investment decisions.

Strategic InsightsSpruiking From Across the DitchA well-written approach offering Christchurch new builds to Australian investors made four accurate claims and left out everything that decides the outcome. A side by side comparison, then what the 2026 CGT and negative gearing reforms actually do to an offshore purchase, and why the stock being marketed sits in the most oversupplied segment of the New Zealand market.10 August 2026Strategic InsightsSMSF Borrowing Rules Have Changed: The New LRBA Rules ExplainedThe ATO today published guidance on the new limited recourse borrowing arrangement rules. From 10 August 2026, new SMSF borrowing is restricted to business real property. Here is what has changed, what is protected and what the official sources say.28 July 2026Strategic InsightsNew or established: the decision most investors make in the wrong orderBoth asset types can build wealth. Both can disappoint. The difference is almost never the property itself, and it is almost always the strategy that came before it. A measured look at buying new or established, and where the recent tax changes genuinely do and do not shift the ground.28 July 2026Strategic InsightsConstruction Loan Interest and the Vacant Land Tax RulesTR 2023/3 confirms the vacant land rules deny land loan interest during a build but do not reach construction loan interest. A paragraph-by-paragraph interpretation of the Ruling, including Example 6, to review with your accountant.23 June 2026Strategic InsightsWhat investor sentiment is really telling you in 2026, and what it gets wrong about timingRecord investor selling, falling confidence and looming tax reform. What the latest PIPA sentiment data gets right, and why it is a poor guide to timing.23 June 2026Strategic InsightsIs it actually a good time to buy property in 2026? Read the cycle, not the headlinesThe market has cooled, rates have risen and property tax rules may change. Why “is it a good time to buy?” is the wrong question for investors in 2026.17 June 2026Strategic InsightsAustralian Property Market 2026: Strategy Over HeadlinesAustralia is not one market. It is a collection of distinct, locally driven markets moving in different directions. Here is what the latest Cotality data tells us about 2026, and where opportunity sits for prepared investors.25 Apr 2026Strategic Insights40 years of housing growth: why the best years often arrive when confidence is lowWhat does 40 years of housing data tell us about timing the market? This update uses Cotality’s long-term charts to show why growth often appears when confidence is low and why having a clear strategy beats reacting to headlines.19 Jan 2026Strategic InsightsAustralia’s Housing Market Cools, Opportunity Heats Up!Australia’s housing market cooled in December, with Sydney and Melbourne dipping while most other capitals and regional markets kept rising. Here’s what the latest Cotality data signals for 2026 and where demand concentration is pointing to the next wave of opportunity.16 Jan 2026Strategic InsightsVictoria rental law changes November and December 2025 – what landlords and renters need to know.Victoria’s rental laws are changing again in late 2025, with new rules on evictions, rent increases, minimum standards, safety checks and privacy. This article steps through the key changes in plain language so you can see what they mean in practice, whether you own an investment property or rent a home, and what sensible next steps look like from here.1 Dec 2025Strategic InsightsRegular maintenance is the small change that drives big returns for investment propertiesRealestate.com.au recently published a practical piece by Kate McIntyre on the top value-adding jobs that property owners and investors often neglect. I was…8 Aug 2025Strategic InsightsHelp Shape the Future of Property Investment in AustraliaComplete the 2025 PIPA Investor Sentiment Survey As a committed property investor or someone exploring the potential of property as a vehicle for long-term…5 Aug 2025Strategic InsightsAustralia’s Property Investment Landscape in 2025: Strategic Insights, Market Shifts, and Investor OpportunitiesAustralia’s property market has entered a decisive new phase in 2025. With interest rates on the move, housing affordability at breaking point, and investor…1 Aug 2025Strategic InsightsWhy Smart Investors Ignore the Sizzle: Case Study in Due DiligenceWhy Smart Investors Ignore the Sizzle: Case Study in Due Diligence Expert Insight from Our Acquisition Team: At ASPIRE, we cut through the noise. This case study shows how our due diligence process protects investors from overpriced, overhyped property pitches and why having a strategy-driven advisor in your corner is critical. If you’re serious about building a resilient portfolio, read this before your next property purchase.27 May 2025Strategic Insights“Victoria’s Property Tax Set to Soar”: Hype or Reality? A Clear-Eyed Look at the Real Impact on Investors“Victoria’s Property Tax Set to Soar”: Hype or Reality? A closer look reveals that for the average residential investor, the actual increase is around $64 per year, less than $1.25 a week, and even lower after tax. This isn’t a reason to second-guess your investment strategy. It’s a reminder to focus on fundamentals, not headlines.23 May 2025Strategic InsightsAustralia’s Housing Market in April: What the Numbers Mean for Smart InvestorsA Market That’s Moving, Quietly but Surely April marked the third consecutive month of growth in Australia’s housing market. According to CoreLogic’s latest…1 May 2025Strategic InsightsHousing Market Rebound in February – What It Means for InvestorsHousing Market Rebound in February – What It Means for Investors The latest CoreLogic Home Value Index (HVI) shows a turning point in the Australian…3 Mar 2025